Category:
Renovation Lending Questions
The maximum loan to value (LTV) for renovation financing is calculated several ways.
- ARV Maximum
The maximum ARV cap is 75% of the after repair value. - Purchase LTV
The maximum Purchase cap is 90% of as is value. - Renovation Maximum
Up to 100% of renovations up to the remaining funds after deducting 90% of purchase price from 75% of ARV.